American Express Black Card Limit - Here's The Explanation

The American Express Black Card has no credit limit, as it allows cardholders to charge as much as they want to their card each month.

American Express Black Card Limit - Here's The Explanation

However, this is more than half the truth. While it is true that many Amex black cards have no set limits.

Related - How to get a Centurion Card in 3 months

The following is an explanation of - American Express Black Card Limit

Many Amex black cards will not give you a pre-set credit limit when you are approved for the card. However, no limit is no defined limit indefinitely, and that's where a lot of people tend to get confused.

most card users are used to having a pre-defined credit limit given when they are approved for the card. For example, if you are approved for a credit card with a credit limit of $5,000, then you can charge up to $5,000 on the card and any transactions that exceed that amount will be rejected.

Black American Express will still determine how much you can spend, based on factors such as your monthly spending pattern, payment history, credit record, and your stated income. For example, if your stated income with Amex is $50,000, then it is unlikely that you will charge, say, $20,000 in one month.

If you have a much larger-than-average purchase coming up and you want to make sure that an Amex black card won't turn down a purchase, it offers a contest power tool that allows you to do just that. All you need to do is enter the dollar amount you plan to spend and Amex will immediately notify you that it will be approved.

While most of the card options offered by the American Express black card will come with the standard credit limits we're used to, it offers 3 card options each offering no predefined limits.

The only other 2 American Express cards that don't offer a pre-set spend limit is the Centurion Card.