American Express Business Platinum supports you to charge whatever fees you think you can afford each month.
Many new American Express Business Platinum Cards such as Blue Cash and Everyday cards are credit cards with a defined credit limit, not charge cards.
What American Express Business Platinum credit limit ?
American Express Business Platinum sets spending limits based on reported annual income and your payment history with their card.
Typically, your American Express Business Platinum spending limit is three times the balance you've paid in full over the last six months.
They're also pretty good at giving you the flexibility if you call them ahead of time to let them know about a charge I've made for an $8,000 business fee with no issues. So do not be surprised if the amount of the bill seems high.
To avoid this situation, expect a low credit limit when you start using an unspecified limit card. Cost a little for the first month, pay on time, then pay a little more each month in a row.
If you want to make bulk purchases with the card, for example to earn reward points, you can contact them first to ask if they will be approved. In addition, you can increase the charging power of the card at any time by making payments more than once per month.
Many people don't see the pre-defined limits on American Express Business Platinum and other cards.